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Integrity, Service, & Value

A Deeply Rooted Legacy

Founded as Lake & Lowry in 1876, Security Insurance has been woven into the fabric of Fergus Falls for generations. Our commitment to ethical practices, transparent guidance, and neighborly care has endured across decades of change in the insurance and investment industries.

In 2016, longtime agents Kathryn and Paul Vukonich assumed ownership, carrying the legacy forward with innovation and client-first service.

Lake & Lowry Insurance – Interior circa 1903

Our Mission & Philosophy

We’re here to help you protect what matters most—your family, your livelihood, your future. We believe in building long-term relationships, not just selling policies. Our goal is to help you:

Exterior circa 1894

Testmonials

What Clients Say

Keven and Debbie Crabtree

With over 40 years of experience in the insurance and financial industry, Keven has achieved the designation of Accredited Investment Fiduciary and Certified Insurance Counselor. He is able to provide customers with a high level of service in all areas of insurance and investments. Debbie brings 20 years of experience managing the business. They make their home on Swan Lake and enjoy spending time with their family.

Kathryn Vukonich

Owner and agent, Kathryn joined Security Insurance after graduating from Palm Beach Atlantic University in 2011 with a degree in Personal Finance. Upon joining the agency, she has obtained her property and casualty license along with life and health. In 2021 she was voted best insurance agent in Otter Tail County. Kathryn and her husband, Paul, make their home near Fergus Falls along with their kids Carter, Reidar, and Hannah Kate. In Kathryn’s spare time, she enjoys running, the outdoors, and spending time with family and friends.

Debi Foss

Knowledgeable and energetic, Debi has been with Security Insurance since 2015. In her role as an agent, she takes pride in tailoring her work to meet the individual needs of her clients. Debi enjoys coaching high school volleyball and spending time with her children: Jordan, Nicholas, Mackenzie, and Madison.

Amy Taylor

Joining our team in 2016, Amy supports many areas of the business, including providing outstanding customer service, administration, and financial reporting. Amy and her husband, Guy, make their home in Fergus Falls. She enjoys spending time with her husband and three children, Zach, Theo, and Abby.

Paul Vukonich

Kathryn’s husband, Paul graduated from North Dakota State University in 2008 with a degree in Civil Engineering. At Security Insurance he specializes in accounting, marketing, and IT, balancing his work at Security Insurance with his other career at Otter Tail Power Company. Paul and his wife Kathryn reside near Fergus Falls with their kids, Carter, Reidar, and Hannah Kate. In his spare time, Paul enjoys hunting, woodworking, and camping.

Kara Quam

Kara is an agent working in both Personal and Commercial insurance lines and has been with Security Insurance since 2019. She and her husband, Paul, met at Hillcrest Lutheran Academy in Fergus Falls in the early 90’s and are now pleased to be back in the area. They are also so thankful to have their kids and grandkids living in Fergus Falls. Kara loves servicing her clients, getting to know them and finding the right fit for them for the best price. In her spare time, you can find her spending time with her family, enjoying summers on the lake, reading, and cheering on her alma mater, the Iowa Hawkeyes!

Peter Johnson

Peter joined our team in 2025 and looks forward to serving our customers in both Personal and Commercial lines. He brings a personable experience to shopping for insurance and looks forward to getting to know his clients. He resides in Dalton, MN with his wife Chandler and his three kids Joseph, Elaine, and Henrik. In his spare time, he enjoys time spending time with his kids, working on cars, and meeting with friends.

Monica Collins

Providing customer service to clients, Monica looks forward to assisting you when you call or stop by the office. She and her husband Tim have lived in neighboring areas for the past 18 years, currently residing in Wahpeton, ND. Raising their four children and seeing them into adulthood has been a joy and delight as well as a relatively new chapter of grandparenthood which is the icing on the cake of raising kids!